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Ruth Fowler: Despite a career in banking – I was a freelance IT consultant – I have never been very good at managing my own money. My first business partner, Mick, was slightly more prudent than me, and persuaded us that we should take out life assurance. Sadly this proved very prescient as, when he unexpectedly […]

New research shows how the most recent increase in state pension age has hit those affected. The last change in State pension age (SPA) was phased in between December 2018 and October 2020. Over that period, the SPA for both men and women increased from 65 to 66. The move was controversial, not least because […]

The world’s share markets had a bad first half of 2022, but for once the UK performance was better than many. The first six months of the year was a disappointing one for many investors. The S&P 500, the leading US market indicator, had its worst first six months since 1970. To be fair, it […]

In the financial year 2021/22, Action Fraud received 4,244 reports of holiday and travel related fraud – a substantial increase of over 120% when compared to the previous financial year. Victims reported losing a total of £7,388,353 – an average loss of £1,868 per victim. Action Fraud has launched a national awareness campaign to urge […]

June was a month for rising interest rates on both sides of the Atlantic. June was a notable month for interest rates: Firstly, the US central bank, the Federal Reserve (the Fed) increased its main interest rate by 0.75% to 1.50%–1.75%. It was the third consecutive meeting at which the Fed had raised rates and […]

New statistics show this year’s ISA season attracted less than half of last year’s total net investment. The Investment Association (IA) recently published net sales figures for the ISA season, which it defines as March and April. It showed that the net inflow into the stocks and shares ISAs of its members amounted to £934 […]